As of September 30, 2026, scheduled banks’ liabilities to the banking system, including demand and time deposits from other banks, rose to ₹4,53,266.26 crore, reflecting interbank liquidity movements.
Banks’ Interbank Liabilities Update
As of September 30, 2026, scheduled commercial banks in India reported total liabilities to the banking system (item I.a) — comprising demand and time deposits from other banks — at ₹4,53,266.26 crore. This figure includes regional rural banks, small finance banks, and payments banks, and reflects interbank deposit activity over the month.
Comparatively, this marks an increase from ₹4,45,993.12 crore on September 15, indicating growing interbank borrowing or placement activity. Such movements can signal short-term liquidity positioning ahead of RBI policy actions or regulatory deadlines.
Regulatory and Liquidity Monitoring
This data is crucial for assessing system-wide liquidity and interbank market stress. Regulators and financial analysts use these figures to evaluate the health of the banking sector and potential reliance on wholesale funding. Banks must ensure compliance with large exposure frameworks and liquidity coverage ratio (LCR) norms under Basel III.