Latest court orders, judgments, and legal developments from Indian courts — AI-curated and summarized.
FeaturedThe Monetary Policy Committee increased the policy repo rate by 25 basis points to 5.50% under the Liquidity Adjustment Facility, effective immediately.
FeaturedFrom April 2027, banks must adopt the RBI’s Expected Credit Loss (ECL) framework, a three-stage provisioning model based on credit risk deterioration and Effective Interest Rate (EIR) calculations.
FeaturedThe RBI’s Expected Credit Loss (ECL) framework, effective April 2027, introduces a forward-looking, three-stage model for provisioning, replacing the current incurred loss approach. Banks must adopt EIR calculations and revised capital adequacy reporting.
FeaturedThe RBI has introduced the Reserve Bank of India (Commercial Banks - Minimum Capital Requirements for Market Risk) Directions, 2026, effective September 21, 2026, to strengthen capital adequacy against trading book exposures.
FeaturedMultiple prudential directions for commercial, small finance, payments banks, and AIFIs updated to align with international standards on legal opinions and valuation adjustments.
FeaturedEffective October 2026, RBI mandates a 20% foreign exchange risk reserve for qualifying INR non-deliverable derivatives exceeding USD 2 million. The reserve must be maintained in daily cash deposits to curb speculative trading by non-residents.
FeaturedRBI’s updated ECL framework enhances early stress recognition; ARC sales and SNFA rules shape resolution pathways, reducing reliance on public bailouts.
FeaturedEffective 16 October 2026, the RBI increases the daily minimum Cash Reserve Ratio (CRR) maintenance from 90% to 99% of the required average, enhancing liquidity absorption and monetary control.
FeaturedThe Reserve Bank of India has imposed a 20% foreign exchange risk reserve on non-deliverable INR derivative contracts exceeding USD 2 million, requiring daily cash deposits and strict reporting by authorized dealers.
FeaturedRBI issued multiple amendment directions in October 2026, aligning capital adequacy norms for commercial, small finance, and payments banks with international standards, particularly on legal opinions for clearing members.
FeaturedRBI’s revised ECL framework and stressed-asset sale norms aim to enhance early detection of credit stress and facilitate faster resolution via ARCs and SNFA rules.
FeaturedThe RBI's Monetary Policy Committee raised the repo rate by 25 basis points to 5.50% and shifted to a 'calibrated tightening' stance to control inflation while maintaining growth at 7.1% for FY 2026-27. CPI inflation is projected at 5.2% for the fiscal year.