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Bank Cannot Invoke IBC Against Debtor Over Loan Directly Disbursed To Builder Linked To Construction Progress: Supreme Court

May 11, 2026

The Supreme Court held that a bank cannot invoke the Insolvency and Bankruptcy Code against a debtor for loans that were disbursed directly to a builder based on construction milestones. This ruling clarifies the conditions under which banks can pursue insolvency proceedings.

Bank Cannot Invoke IBC Against Debtor Over Loan Directly Disbursed To Builder Linked To Construction Progress: Supreme Court

The Supreme Court held that a bank cannot invoke the Insolvency and Bankruptcy Code against a debtor for loans that were disbursed directly to a builder based on construction milestones. This ruling clarifies the conditions under which banks can pursue insolvency proceedings.

Citations

  • Dhanlaxmi Bank Limited v. Mohammed Javed Sultan & Ors. (2026) LiveLaw SC 480
Source:livelaw.in